Personal Checking

What account is in my best interest?

When you trust your money to a bank, you want to be sure it's in an account that's right for you. One that gives you the most for what you need. That's exactly why Community Bank has so many accounts to choose from. From personal checking to Money Market to Autumn Age, you'll find the one account that has all your best interests at heart. 

Ultimate Checking:

  • Minimum opening deposit of $100.00
  • $9.95 monthly maintenance fee
  • If the balance is $1,500.00 or over, the account will earn an interest rate that varies with market condition
  • Simple interest paid monthly on daily collected balance
  • Unlimited transactions
  • Free Special member checks
  • 55 years or older monthly fee is $6.45
  • Identity theft protection
  • Accidental death insurance

There will be a $25.00 cancellation charge on any checking or savings if account is closed within 60 days after it is opened.
All interest bearing transaction accounts will be subject to change
All transactions received after 2:30p.m. will be credited on the next business day.  

Personal Checking:

  • Minimum opening deposit of $100.00
    Minimum Balance Service Charge
    $0.00 - $199.99 ............ $9.50 per month
    $200.00 - 399.99 .......... $8.50 per month
    $400.00 - 599.99 .......... $6.50 per month
    $600.00 - 799.99 .......... $4.50 per month
       
  • No monthly service charge if the minimum balance is $800.00 or more during statement cycle
  • Unlimited transactions

There will be a $25.00 cancellation charge on any checking or savings if account is closed within 60 days after it is opened.
All interest bearing transaction accounts will be subject to change
All transactions received after 2:30p.m. will be credited on the next business day.  

Autumn Age:

  • Minimum opening deposit of $100.00
  • Must be 65 or over
  • First 20 checks free
  • Over 20 checks $.35 each
  • Direct Deposit available

There will be a $25.00 cancellation charge on any checking or savings if account is closed within 60 days after it is opened.
All interest bearing transaction accounts will be subject to change
All transactions received after 2:30p.m. will be credited on the next business day.

Freedom:

  • Minimum opening deposit of $100.00
  • No monthly service charge
  • $27.00 insufficient charge per check
  • $5.95 check copy fee

There will be a $25.00 cancellation charge on any checking or savings if account is closed within 60 days after it is opened.
All interest bearing transaction accounts will be subject to change
All transactions received after 2:30p.m. will be credited on the next business day.

Now Account Personal:

  • Minimum opening deposit of $1,500.00
  • $7.95 monthly maintenance fee if the minimum ledger balance is less than $1,500.00, and the average collected balance is less than $3,000.00
  • Simple interest paid monthly

There will be a $25.00 cancellation charge on any checking or savings if account is closed within 60 days after it is opened.
All interest bearing transaction accounts will be subject to change
All transactions received after 2:30p.m. will be credited on the next business day.  

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