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Deposit Rates

Competitive rates - we've got 'em!

Checking & Savings

Account Type	Rate / APY*
Checking Accounts - Rewards - Select - Commercial NOW	0.05% / 0.05% 0.05% / 0.05% 0.15% / 0.15%
Money Market - Savings - Advantage $0 - $9,999.99 $10,000 - $99,999.99 $100,000 - $249,999.99 $250,000 - $499,999.99 $500,000 and up	0.05% / 0.05% 0.05% / 0.05% 0.54% / 0.54% 0.71% / 0.71% 0.95% / 0.95% 1.07% / 1.07%
Savings - Personal - Commercial - Community Kids Club - St. Nickele$$	0.10% / 0.10% 0.10% / 0.10% 0.15% / 0.15% 0.15% / 0.15%
	*APY = Annual Percentage Yield

Certificates of deposit

Term	Rate / APY*
91 Days	0.25% / 0.25%
6 Months	0.40% / 0.40%
12 Months	0.55% / 0.55%
18 Months	0.55% / 0.55%
24 Months	0.70% / 0.70%
36 Months	0.75% / 0.75%
48 Months	0.80% / 0.80%
60 Months	0.85% / 0.85%
	*APY = Annual Percentage Yield

Individual Retirement Accounts

Term	Rate / APY*
18 Months Variable Rate	0.50% / 0.50% (initial rate)
36 Months Fixed	0.75% / 0.75%
	*APY = Annual Percentage Yield

terms and conditions

Rates current as of May 24, 2022.
Rates change weekly. Call our New Accounts Representative at (918) 367-3343 for more information and for current rates.
Fees could reduce stated APY (Annual Percentage Yield).
Please see the following pages for additional terms and conditions such as minimum opening balances and early withdrawal penalties related to specific account types: