

Competitive rates - we've got 'em!
Checking & Savings
| Account Type | Rate / APY* | Minimum Opening Deposit |
|---|---|---|
|
Checking Accounts
- Rewards
- Select
- Commercial NOW
|
0.05% / 0.05%
0.05% / 0.05%
0.10% / 0.10%
|
$100.00
$100.00
$1,500.00
|
|
Money Market
- Savings
- Advantage $0 - $9,999.99
$10,000 - $99,999.99
$100,000 - $249,999.99
$250,000 - $499,999.99
$500,000 and up
|
0.28% / 0.28%
0.20% / 0.20%
0.92% / 0.92%
1.23% / 1.24%
1.64% / 1.65%
1.84% / 1.86%
|
$2,500.00
$5,000.00
|
|
Savings
- Personal
- Commercial
- Community Kids Club
- St. Nickele$$
|
0.50% / 0.50%
0.45% / 0.45%
0.60% / 0.60%
0.60% / 0.60%
|
$100.00
$100.00
$0.25
$25.00
|
| *APY = Annual Percentage Yield |
For disclosure details, visit the terms and conditions section.
Certificates of deposit
Individual Retirement Accounts
terms and conditions
- Rates current as of February 10, 2026.
- Rates change weekly. Call our New Accounts Representative at (918) 367-3343 for more information and for current rates.
- Fees could reduce stated APY (Annual Percentage Yield).
- Early withdrawal penalties may apply for CD & IRA accounts
- Please see the following pages for additional terms and conditions such as minimum opening balances and early withdrawal penalties related to specific account types: