Person writing a check in front of a laptop.

Checking Accounts

What checking account is right for me?


When you choose a checking account, you want to be sure that account is right for your unique financial situation and needs.  That’s exactly why Community Bank offers different accounts with different benefits and features.  Compare our Everyday, Select, and Rewards checking accounts to find the one that is perfect for you!
For the consumer who wants to be rewarded for having a checking account, we offer Rewards Checking.  This checking account features:

  • Interest paid monthly on daily ledger balance*
  • Unlimited transactions
  • Free special member checks
  • Free money orders and cashiers checks
  • BaZing! which includes
    • Accidental death insurance
    • Cell phone protection
    • Identity theft aid and MORE
  • A minimum monthly balance fee of $9.00 if the balance in the account falls below $1,500.00 any day of the month
  • Minimum opening deposit of $100.00


When you are looking for a few "extras" but also a lower monthly service charge, try our Select Checking Accounts, which offer the following:

  • Interest paid monthly on daily ledger balance*
  • Unlimited transactions
  • BaZing! which includes
    • Accidental death insurance
    • Cell phone protection
    • Identity theft aid and MORE
  • $8.00 monthly maintenance fee
  • Minimum opening deposit of $100.00
If your goal is to minimize your monthly service charge, then our Everyday Checking might be for you.  It offers:

  • Unlimited transactions
  • A minimum monthly balance fee of $7.00 if the balance in the account falls below $100.00 any day of the month
  • Reduced monthly minimum balance fee of $5.00 when enrolled in e-statements
  • Minimum opening deposit of $100.00.

Of course there are some terms and conditions that apply to all of our checking accounts.  These include, but are not limited to:

  • $25.00 cancellation fee on any checking or savings if account closed within 60 days after it is opened
  • All transactions received after 6:00 p.m. will be credited on the next business day
  • All interest bearing transaction accounts will be subject to change